Navigating Retirement: Dynamic Safe Withdrawal Rates In Action
One of my ongoing challenges as a writer is explaining financial concepts in an easy-to-understand manner. With a background in business school and 13 years...
Why Earning Less Passive Income Has Changed My Life For The Better
In October 2023, my passive income took a significant $150,000 hit, representing a decrease of 39%, following the purchase of a new house. It was...
Analyzing Home Price Dynamics: A Guide To Smarter Purchases
Understanding how home prices fluctuate over time is one of the most intriguing insights gleaned from my post on the reasons behind property bidding wars....
Understanding Why People Get Into Property Bidding Wars
Well folks, as anticipated, bidding wars are back with a vengeance, at least here in San Francisco. If I were a real estate agent, I...
Investing In International Stocks Is Unnecessary, Here’s Why
Despite my extensive experience of 13 years working in international equities, living abroad for the same duration, and visiting approximately 60 countries, I don't allocate...
Embrace Rejection! How Getting Denied Saves Us Over $50,000
My life has been filled with rejections, and I've finally come to embrace rejection as a natural part of life. To me, being rejected is...
Cheapest To Most Expensive Car Brands To Maintain Long Term
Amidst a recent whirlwind of car maintenance expenses with my trusty nine-year-old Range Rover Sport, I embarked on a quest to find the most budget-friendly...
Giving A Gift Card Is The Best Way To Help Frugal People Spend
Since middle school, I've embraced frugality, largely influenced by my parents' thrifty habits. They drove aging cars, donned the same clothes for decades, and preferred...
Components That Affect Mortgage Rates The Most
Contrary to popular belief, it's not the Federal Reserve but the bond market that controls mortgage rates. The Federal Reserve regulates the Fed Funds rate,...