Increasing The Safe Retirement Withdrawal Rate At The Wrong Time
If you're increasing your recommended safe withdrawal rate for retirement now, you're likely making a mistake. You might be inadvertently top-ticking the market as the...
Resist The Temptation To Do A Cash-Out Refinance As Rates Collapse
With record-high home equity and declining mortgage rates, the temptation to do a cash-out refinance is growing. I’ve certainly considered it myself. However, after careful...
Car Insurance Fraud As A Side Hustle Is Not Worth The Money
In my post about illegal immigration, a commenter pointed out that I was lucky to avoid greater financial consequences from my “car accident.” It turns...
Bumped Into An Illegal Immigrant And It Could Have Been Costly
Like millions of others, I watched with intrigue the first—and potentially only—Donald Trump and Kamala Harris presidential debate. One of the most important topics discussed...
Dealing with Aging: Updating the Intel, Walgreens and Starbucks Stories!
A few weeks ago, I posted on the corporate life cycle, the subject of my latest book. I argued that the corporate life...
Maximizing Real Estate Returns In A Multi-Year Rate Cut Environment
At long last, the time has finally come for the Fed to begin cutting rates in September. As a result, real estate investors will likely...
MIT and Yale’s New Class Profiles Post Affirmative Action Ban
In 2013, Students for Fair Admissions (SFFA) filed a lawsuit against Harvard University in the U.S. District Court in Boston. They alleged that Harvard's undergraduate...
The Power of Expectations: Nvidia’s Earnings and the Market Reaction!
Last Wednesday (August 28), the market waited with bated breath for Nvidia’s earning call, scheduled for after the market closed. That call, at first...
Direct Indexing: A Growing Investment Strategy Among The Wealthy
One of the investing strategies growing in popularity with the wealthy is Direct Indexing. Before my consulting stint at a fintech startup in 2024, I...