Data Update 4 for 2022: Risk = Danger + Opportunity!
In the first few weeks of 2022, we have had repeated reminders from the market that risk never goes away for good, even in the...
A Stock Split Doesn’t Change Fundamentals But Could Boost Share Price
Are you excited about a stock split? Don’t be. A stock split is simply financial engineering. Some retail investors get tricked into thinking they’re getting...
Why Invest In Private Funds Even Though They Charge Higher Fees
Recently, I decided to invest in two private funds: 1) Kleiner Perkins 20 (KP20), and 2) Kleiner Perkins Select2. KP20 is an $800 million venture...
Home Inspection Contingency: Why Waiving It May Be OK Before Buying
A home inspection contingency is generally recommended for all homebuyers. With a home inspection contingency, you get to thoroughly examine what could be wrong with...
5 Things To Do With Lower Expected Returns Going Forward
With stock market volatility back, lower expected returns are a good possibility. Since 2009, investors have been able to make lots of money relatively easily....
Why Higher Mortgage Rates May Be Great For The Housing Market
As stocks sell off in part due to higher interest rates, the question now turns to how higher mortgage rates will affect the housing market?...
Write A Price Concession Letter To Save Money On Your Home Purchase
Getting a great deal on a house has a lot to do with good negotiating. Unlike investing in stocks, where you have no ability to...
Data Update 3 for 2022: Inflation and its Ripple Effects!
Inflation numbers have been coming in high now, for more than a year, but for much of the early part of 2021, bankers, investors...
How To Feel Better About Losing Lots Of Money In The Stock Market
If you invest in the stock market, you’ll eventually experience emotions of euphoria, greed, fear, uncertainty, and self-loathing. The more emotionally weak you are, the...